Commercial Liability Insurance

from Wragge Insurance

Protecting Your Texas Businesses


General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Wragge Insurance 

recommends that all businesses have general liability coverage in place.


   • Professional Liability Insurance (Errors & Omissions)


     Errors & Omissions (E&O) covers professionals for                      negligence and errors or omissions that injure their clients or      cause damage to a third party’s data. This type of insurance      is particularly important to licensed professionals such as            accountants, attorneys, insurance agents, architects,                  engineers and technology companies. Wragge Insurance           recommends that all professional and technology companies      have E&O coverage.


   • Employment Practices Liability Insurance (EPLI)


     Employment Practices Liability Insurance for employers              covers employment-related liabilities other than on-the-job          injuries. This can include legal fees and damages for suits          such as wrongful termination, discrimination, sexual                    harassment, and other alleged violations of employees’ legal      rights. If you have employees, Wragge Insurance 

     recommends considering this type of coverage.


   • Directors and Officers Insurance (D&O)


     D&O insurance covers directors and officers of a company          for negligent acts or omissions and for misleading statements      that result in lawsuits against the company. There is a variety      of Directors and Officers coverage available such as                  corporate reimbursement coverage, personal liability, and          entity coverage. D&O policies may be broadened to include        coverage for employment practices liability as well.


To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.

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